Brianna MillerIn a housing market defined by high interest rates and low inventory, savvy homebuyers are turning back the clock. They aren’t using a time machine; they’re using assumable mortgages. An assumable mortgage allows a buyer to take over a seller’s existing loan—including its original interest rate.
Brianna MillerFor years, the housing market felt like a game of musical chairs where there were 50 people and only two chairs. But the tide is turning. According to recent data from Realtor.com, January saw the highest number of homes for sale since 2020.
Brianna MillerBuying your first home should feel like a milestone, not a math problem that never adds up. If you’re tired of watching prices climb while you wait on the sidelines, it might be time to shift your focus from the traditional detached house to a more strategic entry point: the townhome.
Brianna MillerIf you’re planning to buy a home in 2026, you’re likely eyeing the spring market. The logic feels sound: wait for more listings to pop up and hope mortgage rates take a dive. But here is the reality most buyers miss: